How Much Is A Usps Money Order?

Getting a USPS money guild tin can be a great style to kill two birds with one rock. Y'all tin get a money club to pay your bills, and yous can transport mail in the same visit. But you should consider how much it will cost to become that coin society.

A USPS money order can vary in price from as fiddling as $0.46 to $1,001.75. The price range includes the value of the money order, which can exist up to $1,000. An additional $0.45 to $one.75 serves equally the coin order fee, and it depends on the type and amount of the money order.

If you need to transport money but don't desire to send cash, a money order is a skillful option. You don't accept to apply personal checks, and you don't need a bank account to get something like a cashier's check. Just there are some things to consider, such as the cost and limit of the money orders.

Money Order Basics

If you need to pay bills or send coin to a relative, a money order might be for yous. You tin can get a money club from the post office, so it doesn't matter if y'all have a bank account. Still, you can't utilize a coin order for merely anything.

You lot tin't get a coin order for more than than $1,000 each, plus any fees. If yous need to pay $1,500, for example, you would need two coin orders to cover the price. Luckily, yous can get as many money orders as you need, so you don't accept to worry virtually whatever limits that fashion.

Money orders are available from the mail service office as well as many businesses, such every bit Walmart. You tin also get money orders at your local bank, only you'll probably need an business relationship to get i there.

At that place are also dissimilar types of money orders that you tin can get. Some piece of work just in the U.s., while others are suitable for use in other countries. Before you go a coin order from the mail service function or elsewhere, consider where you demand to send information technology.

No matter what type you get, money orders are more than secure than personal checks, just they aren't as expensive every bit wire transfers or cashier'due south checks.

Domestic Money Orders

A domestic money club is what it sounds like because you can use information technology to send money within the country. If you need to pay a bill or send coin to a friend, this money order can be a practiced pick. You can use it to pay for utilities or your rent, and you can also use it for smaller purchases.

If you want to get a domestic coin order, you lot should effigy out how much money it should be. Whenever you demand to send more than $1,000, you may want to consider other options. Notwithstanding, y'all can ship multiple coin orders, though that volition increase the fees you'll accept to pay.

Once you go to the post office, yous volition demand plenty cash or money on a debit card. You can't use a credit card to pay for a USPS coin lodge, and yous can't use a personal check either.

A postal service role employee will help y'all become the money order, and they can make certain yous fill it out correctly. Be sure to write the proper name of the recipient on the club, and sign it. Even though it's not a personal check, you still have to verify that information technology is valid.

You'll get a receipt for the money order that you can use to track it. If you're mailing the coin order, tracking it will help you know when information technology gets to its destination.

A domestic money club costs $1.25 for upwardly to $500, and money orders over that price $1.75. Of grade, you will besides demand to pay for the value of the money order itself. Unfortunately, a $i,000 money order will run you $1,001.75.

International Money Orders

An international money order is an excellent choice if you demand to send money to another land. Y'all don't take to pay the loftier fees of a wire transfer, but a money order is more than secure than sending a personal cheque.

Before you send an international money social club, y'all should check with the recipient. They should make certain their country and the financial institution will have the document. If non, you may want to opt for another method of payment.

You should also consider that international money orders cannot be larger than $700. Some countries, like Republic of el salvador, take a limit of $500. Because of that, you may demand to ship multiple money orders.

Both domestic and international money orders don't have limits on the number yous make in a day. However, if you get more than $three,000 worth of either money order in a mean solar day, you'll need to provide a photo ID, and you'll take to fill out a special grade.

The fee for an international money gild is $x.25, and you'll also take to pay the processing fee for the specific country. And similar with domestic money orders, you'll need to pay for the residual of the document.

Military Money Orders

Another type of USPS money order is one you go through the military. You can go a military money order at an APO/FPO/DPO location. APO stands for Army Mail Office, FPO is Fleet Post Office, and DPO stands for Diplomatic Postal service Office.

When you get a military machine money order, it has the same limits and restrictions as a typical domestic money order. The biggest difference is the fee that you lot accept to pay in addition to the money order value.

A military money order is much cheaper with a service fee of $0.45. The fee is the same for smaller and larger money orders. And like with other types, you can get multiple armed forces coin orders if you need more than than $one,000 worth.

How to Pay for a Coin Order

Whether you get a money order at a regular postal service office or most a armed forces base of operations, you lot need to pay for it. Yous can get to your local post office, but you may need to go somewhere else for an international money order because non all locations offer that.

Once you get to the post office, you can request the money order for the specified value. Yous can pay for a money club in a few ways:

• If you accept cash, that is the simplest way to pay for your money social club plus the fee.
• You can also use a debit card or ATM card to comprehend the toll. However, the location must have a way to verify your card'due south Pin.
• While not as common, yous can use Traveler'southward Checks. The value of the money order must exist at least half of the Traveler's Checks.

Unfortunately, y'all cannot use personal checks or credit cards to pay for money orders. Odds are this is for security purposes. The post office needs to make sure the funds are available and adept.

Where Is the Cheapest Place to Become a Money Order?

If y'all need a money lodge but don't want to pay a lot in fees, y'all should consider the cheapest option. Out of the postal service function locations, APOs and FPOs have lower fees thanks to their military associations.

Withal, you may find that you tin get a money club for fifty-fifty less at places that aren't the mail role. Some banks offering free money orders to customers over a certain historic period. You may likewise exist able to become a discount past purchasing from your banking company.

Just if you can't get a free coin order, the rates don't get much better than war machine money orders. As long equally yous tin can become to one of those locations, you can send coin without having to pay a lot in fees.

Conclusion

A USPS money club costs anywhere from $0.45 to $one.75, not including the value of the money society. Y'all'll have to pay a fee almost anywhere, simply that fee tin can be worth the added security. But make sure yous take enough money to encompass the cost earlier you head to the post role.

For more, check out In Transit vs. Out for Commitment | What Do They Mean?

Hey, I'm Jim and the writer of this website. I accept always been interested in survival, angling, camping, and anything in nature. In fact, while growing upwardly I spent more fourth dimension on the water than on land! I am also a best-selling author and have a degree in History, Anthropology, and Music. I hope you detect value in the manufactures on this website. Experience free to contact me if you have whatsoever questions or input!

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